Joyce Murray
Hon. Joyce Murray
Member of Parliament for Vancouver Quadra
COVID-19 Resources for Businesses

We understand that many Canadian business owners and entrepreneurs are anxious about how to get the help you need in the face of COVID-19. Here are a few good places to start:

  1. Visit our website for businesses for information about supporting your employees and your business. It will be constantly updated as the COVID-19 crisis evolves.
  2. Download the Canada Business App to find tailored supports to address your specific needs and questions about COVID-19.
  3. Contact your bank. Canada’s banks have made a commitment to support businesses and individuals through these difficult times in a responsible, fair, and compassionate way. To help provide some stability for businesses through this time of uncertainty, the Office of the Superintendent of Financial Institutions (OSFI) is lowering the Domestic Stability Buffer requirement, releasing more than $300 billion of additional lending capacity for Canadian financial institutions.
  4. Visit the Canada Business Resilience Network for tips, advice, and financial support.

If you are a charity or non-profit, you may be able to access part of our $350 million Emergency Community Support Fund being distributed through the United Way, the Red Cross, and Community Foundations Canada. Please reach out to your local branch for more details.

May 25, 2020 Update

Over the course of the program, property owners will reduce rent by at least 75 per cent for the months of April and May (retroactive), and June, for their small business tenants. CECRA will cover 50 per cent of the rent, with the tenant paying up to 25 per cent and the property owner forgiving at least 25 per cent.

This program is for small business tenants that are paying less than $50,000 per month in gross rent, with annual consolidated revenues of less than $2 million, and that have experienced at least a 70 per cent drop in pre-COVID-19 revenues. It will also be available to non-profit and charitable organizations.

May 19, 2020 Update

The Prime Minister, Justin Trudeau, today announced an expansion to the eligibility criteria for the Canada Emergency Business Account (CEBA) to include many owner-operated small businesses. This extended measure will help small businesses protect the jobs that Canadians rely on.

The program will now be available to a greater number of businesses that are sole proprietors receiving income directly from their businesses, businesses that rely on contractors, and family-owned corporations that pay employees through dividends rather than payroll.

To qualify under the expanded eligibility criteria, applicants with payroll lower than $20,000 would need:

May 11, 2020 Update

The Prime Minister announced that our government is establishing a Large Employer Emergency Financing Facility (LEEFF) to bridge financing to Canada’s largest employers who have been impacted by COVID-19, to help keep Canadians on the payroll. The Prime Minister also announced our government will expand the Business Credit Availability Program to mid-sized companies, and continue to provide financing to businesses through Farm Credit Canada, the BDC, the EDC, and through the Canada Account.

LEEFF Details

LEEFF Conditions:

April 24, 2020 Update

The Prime Minister, Justin Trudeau, today announced that the federal government has reached an agreement in principle with all provinces and territories to implement the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses. This program will lower rent by 75 per cent for small businesses that have been affected by COVID-19. 

The government is also providing further details on the program:

For more information on CECRA eligibility, please go to this website.

April 16, 2020 Update

The Government of Canada is:

April 8, 2020 Update — Wage Subsidy

The Canada Emergency Wage Subsidy is updated to cover 75 per cent of an employee’s wages for employers of all sizes and across all sectors – including not-for-profits and charities - who have suffered a drop in gross revenues of at least 15 per cent in March, and 30 per cent in April and MayThe subsidy would provide up to $847 per employee, per week, between March 15th and June 6th.

Businesses can use January and February as reference periods. If businesses use March to compare revenue, they'll only need to show a 15% drop because many only felt the impacts of COVID-19 halfway through the month. And as for charities and non-profits, they can either include or exclude government funding in their revenues.

Employers found eligible for a certain period would automatically qualify for the next period of the subsidy

You can calculate the amount you're entitled to at this website, and applications open Monday April 27.


Canada’s small businesses increasingly depend on the employment of young Canadians. The changes to the Canada Summer Jobs program will help small businesses hire and keep the workers they need so they can continue to deliver essential services.

The temporary changes to the program for this year include:

March 27, 2020 Update
March 20, 2020 Update

Today we announced a new strategy that will make it easier for companies to help out during this critical time. We are launching Canada’s Plan to Mobilize Industry to Fight COVID-19 to ensure that we can quickly produce, here in Canada, the things we need to prevent the spread of the virus. This initiative will help companies that are already making things like masks, ventilators, and hand sanitizer massively scale up production. It will also provide support to those who want to retool their manufacturing facilities to contribute to this fight. See more info here.

If you are able to help, please go to this website.

March 18, 2020 Update

We have advanced $55 Billion in immediate support for Canadian businesses and worked with other organizations or agencies to help protect against potential negative economic consequences of the spread of COVID-19, including:

Additional Resources
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